GCS Required Reading

If you're a new reader, you should be sure to read through these "Intro to Credit Gaming" articles: Part I, II, III, IV, V.

These articles cover the components of the FICO score, which forms the basis of any advice that I might give. They really encapsulate the bulk of what I wanted to say when I started this blog. There is too much disinformation out there about the FICO score (which is the only score that matters). The most common advice that people will throw around in terms of gaming your FICO score is not to get new credit inquiries, which has a grain of truth but is hugely overestimated in terms of importance (as you'll find in Part V linked above).

I apologize for the infrequency of new posts in the past month or so. My job has kept me really busy, and then there's taxes, buying a rental condo, visiting family, and all kinds of other things going on. For now I am pretty much only writing new content when I have insomnia. Which, thankfully, isn't that often.... but that also means that I haven't been writing very often. Over time, my schedule will even out, and so will my blog activities.